CREATIVE PAYMENT SOLUTIONS FOR AN EVER EVOLVING  AND DIVERSE WORLD OF USE CASES


WHAT WE OFFER?

TPL is an authorised and regulated Mastercard and Visa Europe Principal Member providing white-label, European BIN sponsorship and modular prepaid services.

We issue Mastercard and Visa physical and virtual prepaid cards including corporate expense cards, general spend cards, gift cards, money share cards, travel and foreign exchange cards, payroll and payroll–plus cards and affiliate commission cards.

The Company’s license has been successfully passported into EU and EEA member states enabling us to issue prepaid cards across Europe.

We currently have live programs in 23 European countries including The UK, Ireland, Germany, Belgium, The Netherlands, Austria, France, Poland, Spain, Italy, Hungary and Portugal and in 13 different currencies including GBP, Euro, US Dollar, Rand, Forint, Krona and Zloty.

Our service offering is fully integrated with many leading processors including Global Processing Services (GPS), i2c, FIS and eMerchants Ltd (EML). We can also integrate with any client’s proprietary processing system enabling flexibility, cost-efficiency, fast program implementation and reliable ongoing management.

TPL's clients include regulated financial institutions, financial services companies, marketing organisations, mobile phone operators, retail chains, large and small corporates, and government institutions.


BIN SPONSORSHIP

As licensed member of Mastercard and Visa and a Gibraltar Financial Services Commission (GFSC) authorised e-Money Institution, we provide BIN sponsorship services to regulated organisations as well as those that are not financial institutions but still wish to run their own prepaid card programs.

Our BIN sponsorship services provide a compliant connection between your organisation and the card scheme network, enabling transaction processing and the settlement of cardholders funds, along with meeting regulatory compliance needs.

PAYMENT ACCOUNTS

Through key partner Agency Banking relationships, TPL is able to offer payment account services to our partners.

This enables our partners to be able to automate payments utilising UK and SEPA based Faster Payments and Direct Debit arrangements.

E/M WALLETS

As a licenced e-Money Institution, TPL is able to provide sponsorship of e and m Wallet technical solutions.

We offer a catalogue based service offering enabling partners to build a bespoke set of support requirements.


WHAT TO EXPECT FROM US?


CARD SCHEME

We manage the relationship with the card scheme (Mastercard/Visa) and ensure you are compliant.

 

RECONCILIATION & SETTLEMENT

We reconcile and settle accounts on your behalf.

CONNECTIONS

We are connected to industry leading suppliers and payment processors.

WIRELESS

We can support innovative solutions from contactless cards to NFC wearables.


FLEXIBILITY

We provide flexible technical solutions tailored to your business requirements.

RISK & COMPLIANCE

We evaluate your programme from a risk and compliance perspective.

BIN MULTI-CURRENCIES

Active BIN and Sub-BIN ranges in 23 European countries and 13 currencies.

LICENSE PASSPORTING

License passported into E.U. and EEA


  • Mastercard and Visa Europe Principal Member
  • Member of the e-Money Association (UK and Gibraltar) and Emerging Payments Association (with Advisory Board Representation).
  • Full program management support services and oversight
  • Issuing, settlement, reconciliation and compliance services available
  • Active BIN and Sub-BIN ranges in 23 European countries
  • Operating in 13 currencies
  • Leading Provider of Prepaid Products and Services
  • Issuing / BIN Sponsorship Systems
  • Implemented eWallet/Virtual/Contactless