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About us

At Transact Payments we have built a reputation as the experts in payment and card solutions.

Transact Payments provide innovative and flexible European BIN sponsorship and modular payment, debit and prepaid services. We are a licensed European e-money institution and Principal Members of both Mastercard and Visa.

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We work with programme managers, processors and businesses to deliver European BIN sponsorship and modular prepaid services. We provide active BIN and Sub-BIN ranges in 23 European countries and 13 different currencies.

The primary role of a program manager is to control and co-ordinate the various organisations and entities that make an end-to-end card solution possible. The program manager works within this framework to ensure that card production, design and processing are implemented correctly.

TPL is able to provide sponsorship of E and M-Wallet technical solutions, supporting product innovation with whole of market expertise. We offer a catalogue based service offering. This enables partners to build a bespoke set of support requirements.

Finding the balance between speed and security is paramount to the money solutions of today. Through key agency banking relationships we are able to extend payment account services to our partners. This enables our partners to automate payments utilising UK and SEPA based Faster Payments and Direct Debit arrangements.

The corporate payments market is a fast-growing part of today’s banking landscape. As an e-money institution we take on the role of a bank for businesses, enabling transactions to be processed and money to be moved in new and innovative ways.


  • "Transact Payments Ltd is a highly valuable partner for our business. They grasp the complexities of the payment sector, and are always keen on collaborating with us to find effective solutions for our clients and for ourselves."

    Eric Mouilleron, Bankable CEO and Founder
  • "We moved away from a previous issuer to engage with TPL and we were immediately reassured by their approach and can-do attitude. The TPL team is very approachable and their knowledge and expertise throughout the process was impressive. We are now fully live with them and have been extremely satisfied with their support to date, we would not hesitate to recommend them to anyone else looking for a strong partner."

    Richard Ney​​, CEO, Lerex​ Technology​
  • "For over ten years, I have worked with some of the senior management of TPL on a number of complex prepaid programs. As I represent clients from throughout the EEA, the knowledge and experience TPL have on the European prepaid landscape proves invaluable to EU Prepaid and to my clients."

    David Carr, CEO, European Prepaid
  • “W2 Global Data have been working in seamless partnership with Transact Payments Ltd for a number of years, providing ongoing identity verification services to support their eKYC regulatory requirements in the UK and Europe. These regulatory requirements are multiple and complex, but Transact Payments Ltd have repeatedly proven themselves to be skilled, knowledgeable and competent in delivering answers and solutions – as evidenced by the positive comments they consistently receive from their customers and other stakeholders.”

    Warren Russell, W2 CEO
  • "It is safe to say that now, more than ever, there are a significant number of options when it comes to choosing your issuing partner, one must be careful
    to look past the marketing collateral and pick a partner with a proven track record and experiencedtalent pool.
    TPL has an abundance of both. ”

    Pavle Ljujic, Founder, Paneleven
  • “The level of partnership between GPS and TPL is exceptional. All of this translates directly into VALUE for our mutual clients - delivering speed to market, and the economies and efficiencies in dealing with a trusted and experienced partnership. ”

    Neil Harris, CEO, Global Processing Services Limited
  • “ TagNitecrest has worked in partnership with TPL on many card programmes over the years. We find them extremely professional and a pleasure to deal with. They have a very capable and friendly implementation team with a wealth of experience in getting new programmes off the ground. ”

    Leeroy Pye, CEO, TagNitecrest

Finding payment solutions.

Moving money quickly, efficiently and cost-effectively has never been more important to businesses and consumers. At Transact Payments we are committed to making the flow of funds around Europe a frictionless experience.

As an e-money institution we act as BIN sponsors to both regulated organisations and non-financial institutions looking to run prepaid card programs. We can also provide clients with an end-to-end service and assist them in bringing a new product or service to market, either directly or through collaboration with trusted partners.

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Live Programs in


European Countries

Live Programs in


Different Currencies